Increasing the credit limit.
If you want more credit to play with for one reason or another, all you need to do is fill in a form and pop it in the closest post box (in most cases, you'll need to have had your card for at least six months).
How much can I ask for?
When we get your request we do a quick check of your financial situation:
- a credit check
- we may confirm your income with your employer
- we check you haven't had trouble paying off your card.
From there we update your limit and send you a letter so you know what you can spend.
Download and fill in
Credit limit increase form (PDF 65Kb)
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If you have any questions or would prefer us to send you the form, give us a call anytime on 1800 080 000.
Send it to
Virgin Money
Reply Paid 4138
Sydney
NSW 2001
When will I know my limit has been increased?
You can expect a letter within a week or so of us having received your application.