The app that gets your spending on track
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Track of your spending
Keep track of your spending with auto spend categorisation. We’ll show you how much you spend on things like groceries, eating out, bills and more.
Set a budget
Set yourself a spend budget so you start creating better money habits (maybe I'll make my lunch today?).
Tag your transactions
Create tags for your purchases and get a richer view of where your money goes. You can even tag across all your Virgin Money transaction and savings accounts, including Joint Accounts, so you control your money.
Your top 5
We'll even tell you the top 5 brands you spend with.
Plus, we’ll help you stay on top of your bills
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This app remembers for you
We’ll automatically categorise your regular bill payments over time so you know when they're coming up.
Did we miss a bill?
Don’t worry, you can manually add any transaction as a bill so there'll be no more surprises.
Ready to bank to your own beat?
Download the Virgin Money app, or join online, and sign up in minutes. Literally. (Have your favourite type of Australian ID handy.)
Like the idea of a rewarding everyday bank account?
Check out these products or compare our accounts.
Virgin Money Go Account
Virgin Money Boost Saver
Virgin Money Grow Saver
What is a spending tracker?
How does spend tracker work?
Our spend tracker helps you both plan for and keep an eye on how much you’re spending each month in different areas. By either:
- Automatic categorisation – Our mobile app will sort all your transactions for you into categories. You can also categorise your transactions if you would like to.
- Tags – If you want to dig a little deeper into your spending habits, you can add personal tags to particular transactions to see how much you spend on coffee, new clothes, or going out for dinner.
- Top brands – keep track of the top brands you’re spending at over multiple months and set spending budgets.
How do I track specific expenses?
With the Virgin Money spend tracker, you can see where you're spending on things that are important for you, through categories or personally tag individual transactions. Whether it’s grabbing brunch, your daily coffee or drinks with mates, add a tag and then at the end of the week or month, you can go in to see exactly how much you’ve spent.
To add a tag, simply head to your transaction summary > click on the transaction you want to tag > click 'add tag' name.
When you want see how much you’re spending, simply click into the tag and it’ll bring up all your transactions and how much you’ve spent. It’s like your own personal budget tracker.