Gift yourself this Christmas

How to gift yourself this Christmas

Christmas is all about giving, but why not get a little back this year? 

Christmas is drawing near and, as we prepare to fill our homes, stomachs and stockings, shopping centres are gearing up to ensure they can make your Christmas perfect. They’re keeping shelves stacked with everything from that prize ham you’ll be feasting on come the big day, to enough bottles of cologne to keep every Aussie dad happy. But what if treating your family meant you were also treating yourself? With a Virgin Australia Velocity Flyer Card you can make the most of your pre-Christmas spending by earning Points that could see you relishing the resort buffet next year.

Last year, Australians spent $25 billion at Christmas, on top of normal monthly expenses. That’s an average of $1,325 per person or $464 per gift. So, it’s time to make the most out of your Christmas expenditure on gifts, travel, food and decorations. Here’s how you can earn Velocity Points this Christmas, without even thinking about it.

Make the most of Christmas lunch

The best part of December festivities is the big Christmas meals. There’s no denying that Australians tend to take this particular aspect of the holiday very seriously, whether that means delegating who’s positioned where in the prawn peeling chain at lunch, or just making a larger dent in the Christmas budget than expected. Christmas food expenditure in Australia averages out to $122 per person, plus, $131 on alcohol. Which means an average family of five will spend $1,265 on Christmas lunch while a family of 45 (yes, they’re out there) could spend over $11,000.

With the Flyer Card, you could be getting something back on that Christmas lunch investment. The Flyer Card lets you earn 0.66 Points1 per dollar on eligible spend up to $1,500 and 0.5 Points per dollar thereafter. Also, right now there’s a special offer where you can earn 3 bonus Velocity Points per $1 on your everyday eligible spend in the first three months from card approval, (capped at 10,000 Points per month.) For a family of five, that means you could earn 3,795 Points solely from Christmas lunch, while if you have a bigger family, you could be pocketing an extra 30,000 Points over three months in the lead up to Christmas. To put that into perspective, you would need only 11,800 Points for an Economy ticket from Sydney to Hamilton Island. (This excludes any taxes, fees or charges that may apply.)

Seasonal spending comes with perks

With all the Christmas festivities comes festive decorations, and we’ve all had that one neighbour whose competitive eyeballing forces us into a decorating frenzy. In 2018, Australians spent a collective amount of $1 billion on decorations alone. But rather than getting spender’s guilt when you surrender to the bright lights, you can enjoy yourself knowing that your two-metre tall inflatable Mrs. Claus will get you closer to a boxing day escape with the Flyer Card.

A Christmas road trip that takes you even further

When the weather is delightful and the cicadas are chirping, there’s nothing like a good old-fashioned road trip up the coast to get fully immersed in the Australian summer. And, with your Flyer Card, you’re not just limited to flying – you can fill up, too. For every dollar spent at your local BP service station, you’ll earn Points that can help you get to all kinds of places. Plus, throw in some slurpies and road trip snacks for the family and you’re gaining even more.

With our Virgin Australia Velocity Flyer Card, you can expect Christmas cheer to come early this year. Apply from the 1st of October and you can enjoy a reduced annual fee of $64 for the first year, plus, 0% per annum for 22 months on balance transfers with a 1% balance transfer  fee (reverts to cash advance rate) 2. No interest free days apply while you have a balance transfer. Of course, having the Flyer Card means you’ll also earn 3 additional Velocity Points per $1 on your everyday eligible spend in the first 3 months from card approval, (capped at 10,000 Points per month) 3. So, even if you’re not a huge spender at Christmas, you’re benefiting regardless of what you’re buying. 

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Important Information

  1. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters,  fares on public transport,  fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition.
  2. Your total balance transfers may not exceed 80% of your credit limit. The balance transfer interest rate applies to balances transferred with this offer for the period shown, from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the interest rate for cash advances, currently 20.99% p.a. on the Virgin Australia Velocity Flyer Card, Virgin Australia Velocity High Flyer Card and Virgin Money No Annual Fee Card, and 21.69% p.a. for the Virgin Money Low Rate Card. Interest rates are variable and subject to change. The interest rates are current as at 30 August 2019. This offer is valid until 2 December 2019. Please note that unless advertised otherwise, you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable ongoing purchase rate. Velocity Points are not issued on balance transfers. View more information about balance transfers.
  3. Offer applies to new approved Virgin Australia Velocity Flyer Card customers who apply by 2 December 2019. Earn 3 bonus Velocity Points on top of your standard earn rate for each eligible $1 spent per month in the first 3 months from card approval. Points earn capped at 10,000 per month for the first 3 months, after which time standard earn rates apply for remainder of the month. Standard earn rate applies after promotional period. This offer can’t be used in conjunction with other Virgin Australia Velocity Flyer Card Point promotions or offers. To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, available at velocityfrequentflyer.com, as amended from time to time.