Velocity Frequent Flyer

Important information

Please note, as Velocity Frequent Flyer has made some temporary program changes, including temporarily pausing some redemptions, we have also paused  new sign-ups for our Virgin Australia Velocity Flyer and High Flyer credit cards until further notice. We are working closely with Velocity to bring back these seriously rewarding credit cards as soon as we can. Continuing to reward our customers with great value products and fantastic Virgin Money service remains as important to us as ever. So, whilst our Velocity credit cards might be grounded for now, you can still apply for our No Annual Fee or Low Rate credit cards.

If you are currently earning Velocity Points on an existing Virgin Money credit card, you will continue to do so. The pause has not changed the earning of Points. The Points that are earned during the pause will be treated in the same way as Points earned before the pause.


OFFER 1: 0% p.a. for 12 months

Balance transfer offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate1 0% p.a. for 12 months on balance transfers1 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 18.99% p.a.
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days

OFFER 2: 0% p.a. for 9 months

Purchase offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate1 0% p.a. for 9 months on balance transfers2 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 0% p.a. for 9 months on purchases2  (reverts to 18.99% p.a.).
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days

OFFER 3: 0% p.a. for 6 months

Low variable purchase rate & balance transfer offer

Virgin Money Low Rate Card
  • Card details
    Annual Fee $99
    Balance Transfer Rate13 0% p.a. for 6 months on balance transfers13 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 11.99% p.a.
    Cash Advance Rate 21.69% p.a.
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days

Low variable purchase rate & balance transfer offer

Virgin Money Low Rate Card
  • Card details
    Annual Fee $99
    Balance Transfer Rate13 0% p.a. for 6 months on balance transfers13 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 11.99% p.a.
    Cash Advance Rate 21.69% p.a.
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days

OFFER 1: Long balance transfer offer

Balance transfer offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate1 0% p.a. for 12 months on balance transfers1 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 18.99% p.a.
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days

OFFER 2: No fee & balance transfer offer

Purchase offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate1 0% p.a. for 9 months on balance transfers2 (reverts to cash advance rate).
    No interest free days apply while you have a balance transfer.
    Interest Free Days8 Up to 558
    No interest free days apply while you have a balance transfer.
    Purchase Rate 0% p.a. for 9 months on purchases2  (reverts to 18.99% p.a.).
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days