Velocity Points Calculator

With a Reward Me Home Loan you get more than competitive rates. You'll earn Velocity Points1 on your loan with Points on settlement2, monthly5 as you pay down your loan and even more Points every 3rd year3 just to say thanks for sticking with us.

Plus, check out how you could supercharge your Velocity Points balance with our insurance and credit card offers - exclusive for Reward Me Home Loan customers. Use our calculator below to see how many Points you could earn.

Assumptions: Calculations correct as at 1 June 2018. You maintain an overall home loan balance of greater than $50,000 (net of any balances held in a linked offset facility) over the specified term and continue to meet our eligibility criteria; Velocity Points calculations for credit card spend are based on retail spend only and do not include additional Points that you could earn if you spend with Virgin Australia; stated monthly credit card spend remains constant over the stated period; you do not cancel any selected insurance products before the applicable minimum policy holding period; our Velocity Points earn rates for the above products do not change over the term.

Settlement Velocity Frequent Flyer Points are paid in $10,000 increments and Anniversary Velocity Points are allocated within 6 weeks of your 3rd anniversary and every 3 years thereafter. Velocity Points will be credited to the Primary borrowers Velocity Account only, up to 60 days after settlement. For more information on terms and conditions for the Reward Me Home Loan Loyalty Program please click here. The Velocity Calculator does not display any additional bonus Velocity Points you may be eligible for if you take out a Virgin Australia Velocity Flyer credit card and meet any associated offer conditions. We reserve the right to change or remove the Velocity Points rewards from the Virgin Money Reward Me Home Loans at any time in line with our Terms and Conditions.

Where could you fly with your Velocity Points?20

89,600 Points + $158.26 Taxes, Fees & Carrier Charges

Return, Economy Sydney to Los Angeles

35,600 Points + $264.38 Taxes, Fees & Carrier Charges

Return, Economy Brisbane to Nadi, Fiji

119,000 Points + $164.85 Taxes, Fees & Carrier Charges

Return, Business-Class Melbourne to Hong Kong


10,000 Velocity Points for every $100,000 drawn at settlement2


A further 1,000 Velocity Points every month (per loan account).5


Receive 30,000 Velocity Points every 3 years3 you are a continuous Reward Me Home Loan customer, when your loan balance remains above $50,000.


See how you could supercharge your Velocity Points balance with one of our insurance products or a Virgin Australia Velocity Card with our exclusive Virgin Money offers just for home loan customers.

Get started today

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