Why Virgin Car Insurance?


What's in it for me?

Really rewarding

Earn up to 10,000 Velocity Points when you buy a new eligible Car Insurance policy by 4 July 202217.

Drive down costs

Save 15% on your first year’s premium when you purchase online1, so you can spend more of your money, your way. And there’s a 21-day cooling off period5.


With Virgin Insurance Hub, you can manage your policy online 24/7.

Tailored to you

Protect your car your way. - by customising cover to suit you. 

What's covered?

At Virgin Money, we know that everyone, and every car, is different in their own way. That’s why our comprehensive cover protects you and your car for life’s speed bumps, including, but not limited to:

  • Accidental damage to the car
  • Storm
  • Flood
  • Hail
  • Fire

With Third Party Property Insurance, you're covered for damage caused by your car to other people’s property, plus limited cover for the car if damaged in a no fault accident with an uninsured vehicle. With Third Party Fire & Theft Insurance, your car is also protected if it's stolen or catches fire.

Upgrade your cover

We have cover fit for you and your car, whether you drive a little or a lot or love your car a little or a lot. Tailor your cover to suit you, with the following optional extras: 

  • Restricted driver discounts
  • Roadside assistance

Plus more even more options with the Virgin Car Insurance Price Saver policy.

Please see the PDS for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.