Compare our Car Insurance policies
We’ve made it easy for you to compare and choose the best Virgin Car Insurance policy for you.
Third Party, Fire & Theft
Third Party Property
Cover against accidents, regardless of fault, theft, break-in, fire or vandalism of your vehicle. Online discount applies1 .
Cover against accidents, regardless of fault, theft, break-in fire or vandalism of your vehicle.
Cover against someone else’s property, as well as fire and theft of your vehicle.
Cover against someone else’s property only.
|Save 15% when you purchase online1|
|2nd year price promise4|
|New car replacement||24 months or 40,000kms||12 months|
|Emergency accommodation and transport - $100 per day||up to $850 in total||up to $300 in total|
|Hire vehicle following theft - $1,000 cover (limit 14 days)|
|Lifetime guarantee on repairs3|
|Personal effects||$500 (includes theft and forced entry) additional $500 for child seat or capsule||$250 (excludes theft and forced entry)|
|Trailer/Caravan (belonging to you) cover should you have an accident||$1,000 (caravan and trailer)||$500 (trailer only)|
|No excess to pay when third party is identified and at fault|
|No claim discount preserved when third party is identified and at fault||N/A||N/A|
|Security device discount (approved system)|
|Legal Liability||$20 million||$20 million||$20 million||$20 million|
|Lump sum or instalment payments|
|Agreed value or market value|
|No claim discount protection|
|Reduced window glass excess|
|Hire car following an accident|
|Restricted driver discounts|
|Variable excess to reduce premium|