What's in it for me?

Why Virgin Third Party Car Insurance?


Save 15% on your first year’s premium when you purchase online1, so you can spend more of your money, your way.

Cooling off period

A 21-day cooling off period if you change your mind and haven't made a claim. It's in your hands.

$20M cover

Cover for up to $20m legal liability for accidental damage to other people’s property caused by use of the car.

For more information on what’s included in the service, see the PDS for full details of limits, terms and conditions.

What's covered?

What's covered?

We offer two types of Third Party car insurance. With Third Party Property Insurance, you're covered for damage caused by your car to other people’s property, plus limited cover for the car if damaged in a no fault accident with an uninsured vehicle.

With Third Party Fire & Theft Insurance, your car is also protected if it's stolen or catches fire.

Policy Benefits

Virgin Price Saver
Third Party, Fire & Theft
Virgin Price Saver
Third Party Property
Hire car following theft  
$1,000 cover (limit 14 days)
Lifetime guarantee on authorised repairs3    
Damage caused by an uninsured driver
Up to $5,000 (including recovery, towing and storage costs)
Debris removal $500 $500
Death benefit $5,000 $5,000
Legal Liability $20 million $20 million
Lump sum or instalment payments    

Please see the PDS for full details of limits, terms and conditions.



You may need more cover to suit your situation, so we provide the following options with the Virgin Third Party Car Insurance:

  • Restricted driver discounts
  • Roadside assistance

Please see the PDS for full details of limits, terms and conditions. For more details, see the Roadside Assistance Terms and Conditions.

  • More about our optional Roadside Assistance

    Don’t be left high and dry because of a flat battery or breakdown. Having Roadside Assistance will help keep your journey on track. Our service providers, Ultra Tune Roadside Assistance, will be there to help you day or night, 24/7. Here’s what’s included:

    Benefit Cover limit
    Available 24 hours, 7 days a week  
    Callouts Unlimited call outs within a Fair Use Policy
    Breakdown Towing Up to 20km in the city, and up to 50km (round trip) in the country/ remote regions 
    Emergency Key Service# Up to $125 (incl. GST)
    Use Of Our Technical Advice Hotline Unlimited
    Minor Roadside Repairs  
    Help with flat batteries  
    Help with flat tyres  

    For more details, see the Roadside Assistance Terms and Conditions.

    #As part of your cover you get up to $125 (incl. GST) to help regain access to your car, or for a taxi or to retrieve a spare key.