Velocity Points2

Why Virgin Landlord cover?

Why Virgin Landlord cover?


Save up to 15%1 when you purchase Virgin Home Insurance with optional Landlord cover online


Earn 5,000 Velocity Points2 when you purchase a new eligible policy


Affordable and flexible cover options, with 21 day money back guarantee4


You can lodge an insurance claim online 24/7, 7 days a week or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)


Virgin Insurance Hub - Manage your policy online 24/7


Get cover in minutes - with our easy online application process

What's covered?

What's covered?

When we insure your home, you can also choose to extend that cover with our additional optional Landlord cover.


Cover limits
Repair or replacement of your investment property  
Insured events
Cover for 10 insured events
Legal liability
Up to $20 million
Mortgage discharge costs Up to $750
Rental property fixtures and fittings
(Due to insured event)
Up to 5% of sum insured
Replacement of locks and stolen keys Up to $1,000
Loss of rental income
(Due to insured event)
Up to 10% of sum insured, up to 12 months
Debris removal and extra rebuilding costs Up to 10% of sum insured

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Optional covers

Optional cover

To tailor your Landlord cover even further the following Landlord cover options are available for an additional premium:

  • Tenant default - covers loss of rent if your tenants default on rental payments
  • Theft and Malicious Damage - covers theft or malicious damage by tenants or their visitors

For full details on this product please see the Product Disclosure Statement (PDS).