Why Virgin Landlord cover?

What's in it for me?

Actually affordable

Save 15% on your first year's premium when you purchase Virgin Home Building Insurance online1

Quick and easy

Get cover in minutes with our easy online application process

Flexible for you

Affordable and flexible cover options, with 21 day cooling off period4

Really reliable

You can lodge an insurance claim online 24/7, or over the phone Mon to Fri 8am to 5pm, Sat 8am to 2pm (AEST)

Award winning

We must be doing something right, because our home and contents insurance just won The Mozo Experts Choice award for exceptional value5, 3 years’ running

Easy access 24/7

Manage your policy online with the Virgin Insurance Hub

What's covered?

What's covered?

When we insure your home, you can also choose to extend that cover with our additional optional Landlord cover.


Cover limits
Repair or replacement of your investment property  
Insured events
Cover for 10 insured events
Legal liability
Up to $20 million
Mortgage discharge costs Up to $750
Rental property fixtures and fittings
(Due to insured event)
Up to 5% of sum insured
Replacement of locks and stolen keys Up to $1,000
Loss of rental income
(Due to insured event)
Up to 10% of sum insured, up to 12 months
Debris removal and extra rebuilding costs Up to 10% of sum insured

This is a brief summary only. Conditions apply. Full details are contained in the Product Disclosure Statement (PDS).

Optional Cover

You may need more cover to suit your situation, so we provide the following options:

  • Flood Cover
  • Motor Burnout Cover
  • Landlord Tenant Default
  • Landlord Theft and malicious damage

For full details on this product please see the Product Disclosure Statement (PDS).