Renters Insurance
Cover for the valuables and belongings you can’t go without while you’re renting.{sub-heading}
Renting? We’re here to help
From your furniture, rug and appliances, to your BBQ and even your clothes, shoes and handbags – accidents happen. Our cover and extras can help repair and replace your contents up to the policy limits.
Summary of benefits
Highlights of our contents cover{sub-heading}
Natural disaster damage
Your eligible contents are insured for loss or damage caused by storms, lightning, hail, fires, floods and water runoff.
Theft or vandalism
Cover for the cost of replacing eligible stolen or vandalised contents with brand new ones.
New for old
Cover for the cost of replacing eligible contents lost or damaged in an insured event with new ones.
Flatmates
Split the bills, and your insurance. Add flatmates to your policy to have their contents covered too.
Home office
Cover for eligible loss or damage to your home office equipment up to $20,000.
Water damage
If your contents are damaged by water (eg. due to liquid escaping from a washing machine), there's cover to repair or replace them.
In transit
If your contents are lost or damaged by fire, flood or a road accident while in transit to your new home, know you're insured.
Visitor contents
If you have friends and family staying over, we can also cover their belongings for up to $500.
Counselling services
After an insured event, there's cover for counselling services with a registered practitioner (up to 6 sessions, $1500 in total).
Optional benefits
Extra cover you can add to your policy{sub-heading}
Accidental damage
Cover for damage or loss to your eligible contents due to an accidental event that occurred at home.
Mobile phones
Keep connected with cover for lost or damaged mobile phones up to the agreed sum insured.
Individual items
Extra protection for your most valuable items that goes beyond your included contents cover.
Small business
Cover for eligible lost or damaged equipment or stock used to run your small business up to $20,000.
Away from home
Cover for your eligible contents when you’re on the move anywhere in Australia and New Zealand.
Motor burnout
Repair or replacement for the burnout of electric motors in appliances up to 10 years old.
These are only some of the highlights and benefits of our cover for renters. Limits, conditions and exclusions apply. Please refer to the PDS{external-link} for more information.
Frequently asked questions
See all FAQs{small-button, external-link}
What is renters insurance, and why is it important?
What am I covered for?
My contents aren’t worth that much. What is the point in having insurance cover?
What insurance should I get if I am a tenant?
How much should I insure my contents for?
We aren't able to provide you with advice on the replacement costs of your contents or how much to insure it for. Instead, we use the information you give us and data sourced from third parties to provide an estimate.
It's your responsibility to ensure that your contents sum insured is right for you and your needs. Your contents sum insured should include items such as fixtures and fittings (eg. carpet, blinds, curtains) that you own, furniture, electrical goods, and all personal items. Items of value that you want to list on your Certificate of Insurance – such as jewellery, media or artworks – should also be included in the overall sum insured.
You can use a contents calculator{external-link} to determine independently an appropriate sum insured for your needs, which you can then compare to the estimate provided by us during your quote.