Superannuation fees
Don’t let superannuation fees eat away your future. Our low fees1 helps you grow your super balance. Less fees, more super.{sub-heading}
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Check your annual super fees
Want to see what you’ll pay in super fees? Select your super balance to check your estimated annual fees with Virgin Money Super.1
height
500px
config
[{"tag":"link","attributes":{"rel":"stylesheet","href":"/libs/calculators/css/clientlib-vma.min.css"},"children":[]},{"tag":"style","attributes":{},"children":[],"content":"\n\n\t/* Need Rendy to add this to main CSS */\n\t* {\n\t\tfont-family: 'inter', sans-serif, 'roboto-condensed-fallback';\n\t}\n\t\n\t.ui-slider-range {\n\t height: 16px;\n\t background-color: #de0000;\n\t position: relative;\n\t border: 2px solid #fff;\n\t border-radius: 16px;\n\t}\n\t\n\t.ui-slider{\n\t width: 100%;\n\t height: 16px;\n\t background-color: #fff;\n\t border-radius: 16px;\n\t position: relative;\n\t}\n\t\n\t/* DELETE */\n\t/*.super-fee-comparison {\n\tbackground-color: #e7e7e7;\n\tmargin: 10px 0;\n\tpadding: 20px;\n\t}*/\n\t\n\t.super-fee-comparison:after {\n\t content: ' ';\n\t line-height: 0;\n\t display: block;\n\t clear: both;\n\t}\n\t\n\t.points-calculator{\n\t padding: 10px 15px;\n\t float: left;\n\t}\n\t.points-form,\n\t.points-form form{\n\t display: block!important;\n\t}\n\t.calculator-row{\n\t border-bottom: 1px solid #a9a8a9;\n\t padding: 10px 0;\n\t float: left;\n\t width: 100%;\n\t}\n\t\n\t.calculator-item{\n\t float: left;\n\t line-height: 24px;\n\t}\n\t\n\t.calculator-item-left{\n\t width: 394px;\n\t}\n\t\n\t.calculator-item-right{\n\t width: 294px;\n\t}\n\t\n\t.calculator-input,\n\t.calculator-choice,\n\t.calculator-radio{\n\t float: left;\n\t width: 100%;\n\t padding: 8px 0;\n\t}\n\t\n\t.calculator-slider{\n\t width: 100%;\n\t height: 40px;\n\t padding: 8px 0;\n\t}\n\t\n\t\n\t.calculator-row-1 .calculator-slider-container {\n\t height: 40px;\n\t}\n\t\n\t.calculator-checkbox{\n\t float: left;\n\t padding: 8px 24px 8px 0;\n\t}\n\t\n\t.calculator-input label{\n\t float: left;\n\t width: 270px;\n\t margin: 0;\n\t}\n\t\n\t.calculator-input label.label-full{\n\t width: 100%;\n\t}\n\t\n\t.calculator-item-right .calculator-input label{\n\t width: auto;\n\t}\n\t\n\t.credit-block .calculator-item-right .calculator-input label {\n\t width: 100%;\n\t}\n\t\n\t.calculator-input .input-type{\n\t float: left;\n\t width: 15px;\n\t text-align: right;\n\t margin: 0 3px 0 10px;\n\t}\n\t\n\t.calculator-input input{\n\t width: 85px;\n\t height: 24px;\n\t line-height: 18px;\n\t padding: 3px 6px;\n\t border: 0;\n\t box-sizing: border-box;\n\t font-size: 13px;\n\t /*font-family: 'gotham-roundedbook', Arial, Verdana, Helvetica, sans-serif;*/\n\t}\n\t\n\t.calculator-item-choice-inline .calculator-input,\n\t.calculator-item-choice-inline .calculator-choice {\n\t width: 120px;\n\t}\n\t\n\t.calculator-item-choice-inline .calculator-input label {\n\t width: auto;\n\t}\n\t\n\t.calculator-radio-button{\n\t float: left;\n\t padding: 0 0 0 25px;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-radio-button.png) left no-repeat;\n\t cursor: default;\n\t}\n\t\n\t.calculator-radio-button-checked{\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-radio-button-checked.png) left no-repeat;\n\t}\n\t\n\t.calculator-checkbox-button{\n\t float: left;\n\t padding: 0 0 0 35px;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-checkbox.png) left no-repeat;\n\t cursor: default;\n\t}\n\t\n\t.calculator-checkbox-button-checked{\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/calculator-checkbox-checked.png) left no-repeat;\n\t}\n\t\n\t.calculator-tooltip {\n\t width: 17px;\n\t height: 17px;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-icon.png) no-repeat;\n\t position: relative;\n\t display: inline-block;\n\t margin: 0 0 -3px 8px;\n\t}\n\t\n\t.calculator-tooltip .calculator-tooltip-wrapper{\n\t position: absolute;\n\t left: 18px;\n\t top: -21px;\n\t padding-left: 12px;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point.png) 0 16px no-repeat;\n\t z-index: 999999;\n\t white-space: normal;\n\t display: none;\n\t}\n\t\n\t.calculator-checkbox .calculator-tooltip .calculator-tooltip-wrapper{\n\t top: auto;\n\t bottom: 17px;\n\t left: -120px;\n\t padding: 0 0 12px 0;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point-bottom.png) bottom right no-repeat;\n\t}\n\t\n\t.calculator-tooltip .calculator-tooltip-value{\n\t background: #fff;\n\t border-radius: 8px;\n\t padding: 15px 10px;\n\t width: 175px;\n\t font-size: 11px;\n\t line-height: 15px;\n\t box-shadow: 2px 2px 2px 0 rgba(0, 0, 0, 0.1);\n\t}\n\t\n\t\n\t.slider-min{\n\t float: left;\n\t margin-left: 15px;\n\t}\n\t\n\t.slider-max{\n\t float: right;\n\t margin-right: 15px;\n\t}\n\t\n\t.slider-bar{\n\t float: left;\n\t}\n\t.slider-bar-label{\n\t width: 27%;\n\t float: left;\n\t}\n\t\n\t.slider-wrapper{\n\t float: left;\n\t width: 70%;\n\t}\n\t\n\t.slider-bar-ticks{\n\t position: relative;\n\t float:left;\n\t height: 40px;\n\t width:100%;\n\t}\n\t.slider-bar-tick{\n\t position: absolute;\n\t top: 20px;\n\t}\n\t.slider-bar-tick span{\n\t position: absolute;\n\t transform: translatex(-50%);\n\t font-size: 16px;\n\t}\n\t\n\t\n\t.calculator-choice .ui-slider{\n\t width: 48px;\n\t}\n\t\n\t.ui-slider-handle{\n\t height: 30px;\n\t width: 30px;\n\t border-radius: 30px;\n\t background-color: #414141;\n\t display: block;\n\t position: absolute;\n\t top: -7px;\n\t margin-left: 3%;\n\t outline: none!important;\n\t}\n\t\n\t.ui-slider-value{\n\t position: absolute;\n\t right: 35px;\n\t top: 7px;\n\t color: #fff;\n\t font-size: 11px;\n\t line-height: 16px;\n\t}\n\t\n\t.ui-slider-value-inversed{\n\t right: auto;\n\t left: 35px;\n\t color: #00b3be;\n\t}\n\t\n\t.points-chart{\n\t color: #414042;\n\t float: left;\n\t width:100%;\n\t padding: 20px 0;\n\t}\n\t\n\t.points-chart .v-axis{\n\t margin-right: 5px;\n\t float: left;\n\t}\n\t\n\t.points-chart .v-axis .grid{\n\t padding-right: 3px;\n\t margin-left: 60px;\n\t border-left: 3px solid #77787b;\n\t border-top: 1px solid #77787b;\n\t position: relative;\n\t box-sizing: border-box;\n\t}\n\t\n\t.points-chart .v-axis .grid:first-child{\n\t border-top: none;\n\t}\n\t\n\t.points-chart .v-axis .grid-value{\n\t position: absolute;\n\t left: -60px;\n\t top: -10px;\n\t text-align: right;\n\t font-size: 16px;\n\t line-height: 20px;\n\t width: 50px;\n\t}\n\t\n\t.points-chart .h-axis{\n\t border-top: 3px solid #77787b;\n\t -webkit-box-sizing: content-box;\n\t -moz-box-sizing: content-box;\n\t box-sizing: content-box;\n\t margin-left: 60px;\n\t padding-left: 11px;\n\t float: left;\n\t clear: both;\n\t width: calc(100% - 80px);\n\t}\n\t.points-chart .h-axis .h-axis-wrapper {\n\t float: left;\n\t padding-top: 70px;\n\t}\n\t.points-chart .h-axis-wrapper-inner {\n\t position: relative;\n\t}\n\t.points-chart .h-axis .column-label{\n\t overflow: visible;\n\t padding-inline: 10px;\n\t}\n\t.points-chart .h-axis .column-label span{\n\t /* display: block; */\n\t font-size: 20px;\n\t text-align: right;\n\t line-height: 13px;\n\t text-indent: 65px;\n\t transform: rotate(0 deg);\n\t transform-origin: 0 90%;\n\t white-space:nowrap;\n\t /* width:80px; */\n\t font-weight: bold;\n\t}\n\t\n\t\t@media only screen and (max-width: 768px) {\n\t\t.points-chart .h-axis .column-label span{\n\t\t transform-origin: 0 50%;\n\t\t}\n\t }\n\t \n\t.points-chart .h-axis > .column-label{\n\t padding-top: 70px;\n\t}\n\t\n\t.points-chart .columns{\n\t float: left;\n\t height: 300px;\n\t width: calc(100% - 80px);\n\t}\n\t\n\t.points-chart .column-box,\n\t.points-chart .h-axis .column-label{\n\t float: left;\n\t}\n\t.points-chart .comparison-scroller{\n\t float:left;\n\t overflow-x: hidden;\n\t}\n\t\n\t.points-chart .column-box div{\n\t margin: 0 5%;\n\t}\n\t\n\t.points-chart .column-box .points-wrapper{\n\t position: relative;\n\t}\n\t\n\t.super-fee-comparison .points-chart .column-box .points{\n\t background-color: #E10A0A;\n\t position:relative;\n\t}\n\t\n\t.super-fee-comparison .points-chart .comparison-scroller .column-box .points{\n\t background-color: #FFA199;\n\t}\n\t\n\t.points-chart .column-box .points span{\n\t color: #FFF;\n\t position: absolute;\n\t bottom: 70px;\n\t text-align: center;\n\t width: 100%;\n\t font-size: 18px;\n\t font-weight: bold;\n\t}\n\t.points-chart .column-box .points,\n\t.points-chart .column-box .blank-points{\n\t -webkit-transition: height 0.5s;\n\t -o-transition: height 0.5s;\n\t -moz-transition: height 0.5s;\n\t transition: height 0.5s;\n\t}\n\t\n\t.points-breakdown{\n\t margin: 10px 15px 10px 72px;\n\t padding: 15px;\n\t background-color: #fff;\n\t border-radius: 8px;\n\t float: left;\n\t}\n\t\n\t.breakdown-title{\n\t text-align: center;\n\t line-height: 30px;\n\t}\n\t\n\t.breakdown-list{\n\t overflow: hidden;\n\t border-bottom: 1px solid #e7e7e7;\n\t margin-bottom: 5px;\n\t padding: 10px 0 20px 0;\n\t}\n\t\n\t.breakdown-list .breakdown-item{\n\t float: left;\n\t width: 200px;\n\t box-sizing: border-box;\n\t}\n\t\n\t.breakdown-list .breakdown-loan{\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-loan.png) left top no-repeat;\n\t padding-left: 38px;\n\t}\n\t\n\t.breakdown-list .breakdown-credit{\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-credit.png) left no-repeat;\n\t padding-left: 43px;\n\t}\n\t\n\t.breakdown-list .breakdown-insurance{\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/breakdown-insurance.png) left no-repeat;\n\t padding-left: 53px;\n\t}\n\t\n\t.breakdown-list .breakdown-description{\n\t font-size: 11px;\n\t}\n\t\n\t.breakdown-info{\n\t padding: 10px 0 5px 0;\n\t}\n\t\n\t#copy .breakdown-info p{\n\t margin-bottom: 0!important;\n\t line-height: 18px;\n\t}\n\t\n\t.points-disclaimer{\n\t margin: 20px 15px 20px 72px;\n\t float: left;\n\t}\n\t\n\t#copy .points-disclaimer p{\n\t margin-bottom: 0!important;\n\t font-size: 11px;\n\t}\n\t\n\t.nowrap{\n\t display: inline;\n\t white-space: nowrap;\n\t}\n\t\n\t#copy .points-disclaimer p:not(:last-child) {\n\t padding-bottom: 8px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison{\n\t color: #414042;\n\t font-size: 13px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison a,\n\tbody.in-mobile .super-fee-comparison a:visited,\n\tbody.in-mobile .super-fee-comparison a:hover{\n\t color: #414042;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison label{\n\t font-size: 13px;\n\t line-height: 16px;\n\t padding: 8px 0;\n\t width: auto;\n\t}\n\t\n\tbody.in-mobile .calculator-item-right .calculator-input label{\n\t width: auto;\n\t padding-right: 8px;\n\t}\n\t\n\tbody.in-mobile .super-fee-comparison input{\n\t font-size: 13px;\n\t background-color: #fff;\n\t}\n\t\n\tbody.in-mobile .points-calculator {\n\t padding-top: 0;\n\t}\n\t\n\tbody.in-mobile .calculator-row {\n\t position: relative;\n\t}\n\t\n\tbody.in-mobile .calculator-item{\n\t width: 100%;\n\t box-sizing: border-box;\n\t}\n\t\n\tbody.in-mobile .calculator-item-choice{\n\t /* padding-right: 85px; */\n\t}\n\t\n\tbody.in-mobile .calculator-wrapper{\n\t margin: 0 auto;\n\t width: 160px;\n\t}\n\t\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-item-choice-inline .calculator-input {\n\t width: 40%;\n\t}\n\t\n\tbody.in-mobile .calculator-row-2 .calculator-wrapper{\n\t padding: 0;\n\t float: none;\n\t}\n\t\n\tbody.in-mobile .calculator-item-left {\n\t width: 100%;\n\t}\n\t\n\tbody.in-mobile .calculator-item-right {\n\t width: 60%;\n\t float: left;\n\t}\n\tbody.in-mobile .calculator-item-right .slider-bar {\n\t float: right;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip {\n\t margin-top: 3px;\n\t}\n\t\n\tbody.in-mobile .calculator-row-2 .calculator-item-right .calculator-choice {\n\t margin: 0 auto;\n\t}\n\t\n\tbody.in-mobile .calculator-slider-container {\n\t height: auto;\n\t width: 100%;\n\t}\n\t\n\tbody.in-mobile .calculator-slider{\n\t position: relative;\n\t padding: 0 15px;\n\t width: calc(100% - 30px);\n\t}\n\t\n\tbody.in-mobile #loan-slider,\n\tbody.in-mobile #credit-amount-slider,\n\tbody.in-mobile #tenure-slider{\n\t width: 100%;\n\t float: none;\n\t margin: 0;\n\t}\n\t\n\tbody.in-mobile #loan-slider .ui-slider-value,\n\tbody.in-mobile #credit-amount-slider .ui-slider-value{\n\t display: none;\n\t}\n\t\n\tbody.in-mobile .slider-min,\n\tbody.in-mobile .slider-max {\n\t margin: 10px 0;\n\t /*width: 80px;*/\n\t /*text-align: right;*/\n\t /*position: absolute;*/\n\t /*top: 6px;*/\n\t /*left: 0;*/\n\t}\n\t\n\tbody.in-mobile .slider-max {\n\t /*width: 80px;*/\n\t /*text-align: left;*/\n\t /*position: absolute;*/\n\t /*top: 6px;*/\n\t /*right: 0;*/\n\t}\n\t\n\tbody.in-mobile .calculator-choice{\n\t /* position: absolute;\n\t width: auto;\n\t right: 0;\n\t top: 10px;*/\n\t}\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-choice{\n\t top: auto;\n\t bottom: 10px;\n\t}\n\t\n\tbody.in-mobile .calculator-radio-button,\n\tbody.in-mobile .calculator-checkbox-button{\n\t font-size: 11px;\n\t}\n\t\n\tbody.in-mobile .calculator-checkbox {\n\t width: 100%;\n\t padding: 8px 0;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip .calculator-tooltip-wrapper {\n\t top: auto;\n\t bottom: 17px;\n\t left: -140px;\n\t padding: 0 0 12px 0;\n\t background: url(http://virginmoney.com.au/images/home-loans/calculator/tooltip-point-bottom.png) bottom right no-repeat;\n\t}\n\t\n\tbody.in-mobile .calculator-row-1 .calculator-tooltip .calculator-tooltip-wrapper {\n\t background-position: bottom left;\n\t left: -35px;\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip .calculator-tooltip-value {\n\t box-shadow: -2px -2px 2px 0 rgba(0, 0, 0, 0.1);\n\t}\n\t\n\tbody.in-mobile .calculator-tooltip-button{\n\t line-height: 20px;\n\t}\n\t\n\tbody.in-mobile .points-breakdown{\n\t float: none;\n\t margin: 20px 15px;\n\t}\n\t\n\tbody.in-mobile .breakdown-title {\n\t text-align: center;\n\t line-height: 15px;\n\t padding: 15px 0 10px 0;\n\t}\n\t\n\tbody.in-mobile .breakdown-list{\n\t padding: 0 0 5px 0;\n\t}\n\t\n\tbody.in-mobile .points-breakdown .breakdown-item{\n\t float: none;\n\t width: 160px;\n\t margin: 10px auto;\n\t}\n\t\n\tbody.in-mobile .points-disclaimer {\n\t margin: 20px 15px;\n\t float: none;\n\t}\n\tdiv.vma-important-info{\n\t background: url(\"http://virginmoney.com.au/images/global/icons/icon-vma-info-22-red.png\") no-repeat scroll 72px 0;\n\t clear: both;\n\t font-size: 11px;\n\t padding-left: 100px;\n\t padding-right: 20px;\n\t}\n\tbody.in-mobile div.vma-important-info{\n\t background: url(\"http://virginmoney.com.au/images/global/icons/icon-vma-info-22-red.png\") no-repeat scroll 22px 0;\n\t padding-left: 50px;\n\t margin-top:15px;\n\t}\n\tdiv.tenure-div{\n\t padding-top: 10px;\n\t}\n\t.clearfix:after {\n\t content: \".\";\n\t display: block;\n\t clear: both;\n\t visibility: hidden;\n\t line-height: 0;\n\t height: 0;\n\t}\n\t.clearfix {\n\t /*display: inline-block;*/\n\t}\n\thtml[xmlns] .clearfix {\n\t display: block;\n\t}\n\t* html .clearfix {\n\t height: 1%;\n\t}\n\t\n\t@media screen and (max-width: 768px) {\n\t .super-fee-comparison{\n\t\toverflow-x: hidden;\n\t\tpadding: 20px 0;\n\t }\n\t .points-chart{\n\t\twidth:275%;\n\t }\n\t .slider-bar-label{\n\t\ttext-align: center;\n\t\twidth: 100%;\n\t\tmargin-bottom: 20px;\n\t }\n\t .slider-wrapper{\n\t\twidth: 80%;\n\t\tfloat:none;\n\t\tmargin: 10px auto;\n\t }\n\t .points-chart .h-axis .h-axis-wrapper{\n\t\tfloat: left;\n\t\toverflow-x: hidden;\n\t\toverflow-y: visible;\n\t\tpadding-top: 60px;\n\t }\n\t\n\t}\n\t\n\t"},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery-1.8.2.min.js"},"children":[],"content":""},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery-ui-1.9.2.custom.js"},"children":[],"content":""},{"tag":"script","attributes":{"src":"/libs/calculators/jquery/jquery.ui.touch-punch.min.js"},"children":[],"content":""},{"tag":"div","attributes":{"class":"main-container"},"children":[{"tag":"div","attributes":{"class":"super-fee-comparison vma-calculator"},"children":[{"tag":"div","attributes":{"class":"data"},"children":[{"text":"[\"Product Name\", \"$150,000\", \"$100,000\", \"$50,000\", \"$25,000\", \"$5,000\"],\n\t\t[\"Virgin Money Super\", 946, 650, 354, 206, 88],\n\t\t[\"Industry Fund Average\", 1240, 847, 454, 257, 100],\n\t\t[\"Retail Fund Average\", 1236, 844, 452, 256, 99],"}]}]},{"tag":"script","attributes":{},"children":[],"content":"\n\n\n\tvar comparison_points_options = Object();\n\tchartHeight = 300;\n\t/**\n\tmain Function to build a comparison calculator\n\targument: id of div to be replaced with calc\n\t*/\n\tfunction buildComparison(calcId) {\n\t\n\t $velocity_calculator = jQuery('#' + calcId);\n\t data = comparison_points_options[calcId]['data'];\n\t\n\t comparisonHtml = \"\";\n\t comparisonHtml += '<div class=\"points-form clearfix\">';\n\t comparisonHtml += ' <form class=\"clearfix\">';\n\t comparisonHtml += '\t\t\t<div class=\"calculator-item slider-bar-label\">What is your super balance?</div>';\n\t comparisonHtml += '\t\t\t<div class=\"calculator-item slider-wrapper\">';\n\t comparisonHtml += '\t\t\t\t<div class=\"slider-bar\"></div>';\n\t comparisonHtml += '\t\t\t\t<div class=\"slider-bar-ticks clearfix\">';\n\t for(i=1; i<data[0].length; i++){\n\t\tcomparisonHtml += '\t\t\t<div class=\"slider-bar-tick\" style=\"left:' + ((i-1) * (100 / (data[0].length - 2))) + '%;\"><span>' + data[0][i] + '</span></div>';\n\t }\n\t comparisonHtml += '\t\t\t\t</div>';\n\t comparisonHtml += '\t\t\t</div>';\n\t comparisonHtml += '\t</form>';\n\t comparisonHtml += '</div>';\n\t comparisonHtml += '<div class=\"points-chart\"><div class=\"points-chart-inner\">';\n\t comparisonHtml += buildComparisonVAxis(calcId, 3);\n\t comparisonHtml += buildComparisonColumns(calcId, 3);\n\t comparisonHtml += buildComparisonHAxis(calcId);\n\t comparisonHtml += '</div></div>';\n\t\n\t $velocity_calculator.html(comparisonHtml);\n\t\n\t jQuery(\".points-chart .comparison-scroller-inner\", $velocity_calculator).draggable(\n\t\t{\n\t\t axis: \"x\",\n\t\t scroll: false,\n\t\t drag: function( event, ui ) {\n\t\t\tif(ui.position.left >= 0){\n\t\t\t ui.position.left = 0;\n\t\t\t}\n\t\t\tscrollWindowWidth = $velocity_calculator.outerWidth() - (jQuery('.v-axis', $velocity_calculator).outerWidth() + jQuery('.column-box-1', $velocity_calculator).outerWidth());\n\t\t\tif(ui.position.left < -(jQuery(this).width() - scrollWindowWidth)){\n\t\t\t ui.position.left = (jQuery(this).width() - scrollWindowWidth > 0) ? -(jQuery(this).width() - scrollWindowWidth) : 0;\n\t\t\t}\n\t\t\tjQuery(\".h-axis-wrapper-inner\", $velocity_calculator).css('left', ui.position.left);\n\t\t }\n\t\t}\n\t );\n\t\n\t jQuery('.slider-bar', $velocity_calculator).slider({\n\t\trange: \"min\",\n\t\tvalue: 3,\n\t\tmin: 1,\n\t\tmax: 5,\n\t\tslide: function(event, ui) {\n\t\t rebuildComparisonColumns(calcId, ui.value);\n\t\t jQuery('.v-axis', '#' + calcId).replaceWith(buildComparisonVAxis(calcId, ui.value));\n\t\t},\n\t\tcreate: function(event, ui) {\n\t\t // build label\n\t\t}\n\t });\n\t\n\t\n\t\n\t // activateCalculator(calcId);\n\t}\n\t\n\tfunction buildComparisonVAxis(calcId, idx){\n\t data = comparison_points_options[calcId]['data'];\n\t\n\t ticks = getTicks(data, idx, 4); // due to rounding this can sometimes be 5\n\t\n\t comparison_points_options[calcId]['ticks'] = ticks;\n\t\n\t vAxisHtml = '\t<div class=\"v-axis\">';\n\t vAxisHtml += '\t\t<div style=\"height: 0px\"></div>';\n\t for(i = ticks.length-1; i >= 0; --i){\n\t\tvAxisHtml += '\t\t<div class=\"grid\" style=\"height: ' + (chartHeight / ticks.length) + 'px\">';\n\t\tvAxisHtml += '\t\t\t<div class=\"grid-value\">$' + parseInt(ticks[i]) + '</div>';\n\t\tvAxisHtml += '\t\t</div>';\n\t }\n\t vAxisHtml += '\t</div>';\n\t\n\t return vAxisHtml;\n\t}\n\t\n\tfunction buildComparisonHAxis(calcId){\n\t\n\t data = comparison_points_options[calcId]['data'];\n\t\n\t hAxisHtml = '\t<div class=\"h-axis cols-' + (data.length - 1) + '\">';\n\t hAxisHtml += '\t\t<div class=\"column-label\" style=\"width:' + (100 / ( data.length - 1 )) + '%\"><span>' + data[1][0] + '</span></div>';\n\t hAxisHtml += '\t\t<div class=\"h-axis-wrapper\" style=\"width:' + (100 - (100 / ( data.length - 1 ) ) ) + '%\"><div class=\"h-axis-wrapper-inner\">';\n\t for(i=2; i<data.length; i++){\n\t\thAxisHtml += '\t\t\t<div class=\"column-label\" style=\"width:' + (100 / ( data.length - 2 )) + '%\"><span>' + data[i][0] + '</span></div>';\n\t }\n\t hAxisHtml += '\t\t</div></div>';\n\t hAxisHtml += '\t</div>';\n\t return hAxisHtml;\n\t}\n\t\n\tfunction buildComparisonColumns(calcId, idx){\n\t data = comparison_points_options[calcId]['data'];\n\t ticks = getTicks(data, idx, 4);\n\t maxVal = ticks[ticks.length-1];\n\t\n\t columnsHTML = '\t<div class=\"columns cols-' + (data.length - 1) + '\">';\n\t columnsHTML += '\t\t<div class=\"column-box column-box-1\" style=\"width:' + (100 / ( data.length - 1 )) + '%\">';\n\t columnsHTML += '\t\t\t<div class=\"blank-points\" style=\"height: ' + (chartHeight - Math.ceil((data[1][idx] / maxVal) * chartHeight)) + 'px;\"></div>';\n\t columnsHTML += '\t\t\t<div class=\"points-wrapper\">';\n\t columnsHTML += '\t\t\t\t<div class=\"points\" style=\"height: ' + Math.ceil((data[1][idx] / maxVal) * chartHeight) + 'px;\"><span>' + dollarFormat(data[1][idx]) + '</span></div>';\n\t columnsHTML += '\t\t\t</div>';\n\t columnsHTML += '\t\t</div>';\n\t columnsHTML += '\t\t<div class=\"comparison-scroller\" style=\"width:' + (100 - (100 / ( data.length - 1 ) ) ) + '%\">';\n\t columnsHTML += '\t\t\t<div class=\"comparison-scroller-inner\">';\n\t for(i=2; i<data.length; i++){\n\t\tcolumnsHTML += '\t\t\t\t<div class=\"column-box column-box-' + i + '\" style=\"width:' + (100 / ( data.length - 2 )) + '%\">';\n\t\tcolumnsHTML += '\t\t\t\t\t<div class=\"blank-points\" style=\"height: ' + (chartHeight - Math.ceil((data[i][idx] / maxVal) * chartHeight)) + 'px;\"></div>';\n\t\tcolumnsHTML += '\t\t\t\t\t<div class=\"points-wrapper\">';\n\t\tcolumnsHTML += '\t\t\t\t\t\t<div class=\"points\" style=\"height: ' + Math.ceil((data[i][idx] / maxVal) * chartHeight) + 'px;\"><span>' + dollarFormat(data[i][idx]) + '</span></div>';\n\t\tcolumnsHTML += '\t\t\t\t\t</div>';\n\t\tcolumnsHTML += '\t\t\t\t</div>';\n\t }\n\t columnsHTML += '\t\t\t</div>';\n\t columnsHTML += '\t\t</div>';\n\t columnsHTML += '\t</div>';\n\t\n\t return columnsHTML;\n\t}\n\t\n\tfunction rebuildComparisonColumns(calcId, idx){\n\t data = comparison_points_options[calcId]['data'];\n\t ticks = getTicks(data, idx, 4);\n\t maxVal = ticks[ticks.length-1];\n\t\n\t for(i=1; i<data.length; i++){\n\t\tjQuery('.blank-points', '#' + calcId + ' .column-box-' + i).height((chartHeight - Math.ceil((data[i][idx] / maxVal) * chartHeight)));\n\t\tjQuery('.points', '#' + calcId + ' .column-box-' + i).height(Math.ceil((data[i][idx] / maxVal) * chartHeight)).html('<span>' + dollarFormat(data[i][idx]) + '</span>');\n\t }\n\t}\n\t\n\tfunction getTicks(data, idx, tickCount){\n\t maxVal = 0;\n\t ticks = [];\n\t for(i=1; i<data.length; i++){\n\t\tmaxVal = Math.max(maxVal, data[i][idx]);\n\t }\n\t tickCount = 4;\n\t tempStep = maxVal / tickCount;\n\t mag = Math.floor(Math.log10(tempStep));\n\t magPow = Math.pow(10, mag);\n\t magMsd = parseInt(tempStep / magPow + 0.5);\n\t stepSize = magMsd * magPow;\n\t\n\t val = 0;\n\t while(val < maxVal){\n\t\tval += stepSize;\n\t\tticks.push(val);\n\t }\n\t return ticks;\n\t}\n\t\n\tif(typeof Math.log10 == 'undefined'){\n\t Math.log10 = function (x) {\n\t\treturn Math.log(x) / Math.LN10;\n\t };\n\t}\n\t\n\tfunction dollarFormat(number){\n\t return '$' + addCommas(number);\n\t}\n\t\n\tfunction addCommas(number) {\n\t var n= number.toString().split(\".\");\n\t n[0] = n[0].replace(/\\B(?=(\\d{3})+(?!\\d))/g, \",\");\n\t return n.join(\".\");\n\t}\n\tjQuery(document).ready(function() {\n\t jQuery('.super-fee-comparison').each(function(idx, obj){\n\t\t// don't do anything if no id provided\n\t\tif(typeof jQuery(obj).attr('id') == 'undefined'){\n\t\t jQuery(obj).attr('id', 'comparison' + idx);\n\t\t}\n\t\tid = jQuery(obj).attr('id');\n\t\tcomparison_points_options[id] = Object();\n\t\tdata = \"[\" + jQuery('.data', obj).html().trim() + \"]\";\n\t\tconsole.log(data, eval(data));\n\t\tjQuery('.data', obj).remove();\n\t\tcomparison_points_options[id]['data'] = eval(data);\n\t\tbuildComparison(id);\n\t })\n\t});\n\t\n\t"}]}]
Breakdown of your annual super fees & other costs
A breakdown of your superannuation fees. Select the fees you want defined on the tabs below.
Activity fees
Additional fees may occur depending on specific super account requests you make.
What do you pay for? {grey-row}
How much is it?
How and when is it paid?
Switching fee
NIL
N/A
Insurance administration fee
$18 per annum per policy
Deducted monthly from account balance
Family law split
$88
One off deducted from account balance, generally split equally between you and your former spouse
Family law information request
$110
One off fee. Payable by cheque upon application.
Overseas transfer fee
NIL
N/A
For more information, refer to the Product Disclosure Statement (PDS).
Administration fees {font-dark}
The general administration fees that cover the cost of keeping your super account.{sub-heading}
What do you pay for? {grey-row}
How much is it?
How and when is it paid?
Administration fee (dollar based)*
$58 per annum
Fixed dollar-based administration fee is generally deducted on the last day of the month from your account balance.
Administration fee (asset based)*
0.424% per annum
Asset-based administration fee is generally calculated and deducted daily when unit prices are determined. Reflected in your super account balance.
Administration cost
0.03% per annum
Costs associated with product and strategic services, estimated to be 0.03% per annum of Mercer Super Trust assets.
* From 1 July 2019, if your super account balance is less than $6,000 at 30 June of a financial year, the total combined amount of administration fees, investment fees and transaction costs charged to you for the relevant financial year is capped at 3% of your super account balance. Any amount charged in excess of the cap must be refunded.
For more information, refer to the Product Disclosure Statement (PDS) and Product Guide.
Transaction costs18{font-dark}
The costs associated with trading to manage the investment strategy for each investment option in your superannuation account. Note you’ll only pay transaction costs for the investment strategy or strategies that apply to your super.
What do you pay for?{grey-row}
How much is it?
LifeStage Tracker®
0.00% - 0.01% p.a.
Indexed Diversified Shares
0.00% p.a.
Enhanced Indexed Conservative Growth
0.01% p.a.
Enhanced Indexed Growth
0.00% p.a.
Indexed Australian Shares
0.00% p.a.
Indexed Overseas shares
0.00% p.a.
Indexed Australian Listed Property
0.00% p.a.
Cash
0.00% p.a.
How and when is it paid? Generally deducted daily when unit prices are determined. Reflected in your super account balance.
For more information, refer to the Product Disclosure Statement (PDS).
Investment fees and costs18{font-dark}
This covers the ongoing cost associated with managing your investment, which can vary depending on the investment options. It’s a percentage based fee that is applied to the money you have invested in each investment option. {sub-heading}
What do you pay for?
How much is it?
LifeStage Tracker®
0.146% - 0.156% p.a. of your account balance in this option
Indexed Diversified Shares
0.23% p.a. of your account balance in this option
Enhanced Indexed Conservative Growth
0.29% p.a. of your account balance in this option
Enhanced Indexed Growth
0.28% p.a. of your account balance in this option
Indexed Australian Shares
0.22% p.a. of your account balance in each of this option
Indexed Overseas Shares
0.22% p.a. of your account balance in each of this option
Indexed Australian Listed Property
0.23% p.a. of your account balance in each of this option
Cash
0.12% p.a. of your account balance in this option
How and when is it paid? Generally calculated and deducted daily (from the underlying investment vehicles or the relevant investment options) when unit prices are determined. Reflected in a reduction of investment returns of the investment option.
For more information, refer to the Product Disclosure Statement (PDS).
Insurance fees{font-dark}
Age next birthday
Type of Automatic Insurance cover6
Annual premium
A
A
Annual cost recovery fee
B
B
Annual insurance fee
A+B
A+B
30 years old
Death and TPD
$243,000 of cover
($2.73/week x 52) = $141.96
$1.5 x 12 = $18.00
$159.96
40 years old
Death and TPD
$270,400 of cover
($3.64/week x 52) = $189.28
$1.5 x 12 = $18.00
$207.28
30 years old
Death only
$243,000 of cover
($1.65/week x 52) = $85.80
$1.5 x 12 = $18.00
$103.80
40 years old
Death only
$270,400 of cover
($2.20/week x 52) = $114.40
$1.5 x 12 = $18.00
$132.40
The cost of insurance is made up of two elements:
- A cost recovery fee of $1.50 per month per policy (retained by the fund to cover the cost of providing insurance to members) and
- A monthly premium payable to the Insurer. The monthly premium is based on the type of cover, number of units and your age.
For more info, see the examples below or refer to our Insurance Guide.
Baby Break
It doesn't seem fair when mums or dads go on parental leave and their employer superannuation contributions stop, but their fees don't. Virgin Money Super was one of the first super funds in Australia to do something about it, granting discounts on their super fees for eligible customers on parental leave.{sub-heading}
If you’re an existing Virgin Money Super customer, complete the Baby Break application form{link-button}
Conditions apply. See full terms and conditions.
Discount your asset based administration fee for up to 12 months while you're on parental leave: From 0.424% to 0.074%.
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