The perks of being mobile
Our beautifully simple and intuitive banking app puts your money at your fingertips. Anytime, anywhere. It’s packed with features and benefits designed to get you money fit, and help you smash your goals.
Anytime, Anywhere
View your Virgin Money transaction, savings, credit card accounts and extraordinary rewards, all in the one spot – wherever you are.
Making money fitness fun
We’ll be your virtual cheer squad sending you clever insights and real-time alerts.
Ready, set, spend!
No need to wait to start spending on your Go Account. Start using your digital wallet straight away with Apple Pay7, Samsung Pay8 and Google Pay9.
Pay Instantly
Your friends will thank you when you pay them back instantly with Osko and PayID. You can also set up regular payments and pay your bills with BPAY.
Better money habits
Track your spending with auto spend categorisation, create spend tags, set budgets and see upcoming bills – all to help you manage your money better.
In-app support
We’re never far away with our dedicated in-app customer service chat
Rewards3
Get red hot partner offers, check your points balance and points history, book hotels and use your points how you want - whenever you want.
Home loan on the go
Manage your Virgin Money Lite or Loaded home loan in the app. Update your repayment amount or frequency, track your property equity and account transactions with just a swipe.
Ready to bank to your own beat?
Download the Virgin Money app, or join online, and sign up in minutes. Literally.
(Have your favourite type of Australian ID handy.)
Spend Tracker
The app that gets your spending on track. Ready to build better money habits and have some fun along the way? Get money fit with Virgin Money. You won't even break a sweat.
Track of your spending
Keep track of your spending with auto spend categorisation. We’ll show you how much you spend on things like groceries, eating out, bills and more.
Tag your transactions
Create tags for your purchases and get a richer view of where your money goes. You can even tag across all your Virgin Money transaction and savings accounts, including Joint Accounts, so you control your money.
Set a budget
Set yourself a spend budget so you start creating better money habits (maybe I'll make my lunch today?).
Your top 5
In the app, you’ll even get to see who you spend most with. We'll tell you the top 5 brands you spend with and how much you spend with them.
This app remembers for you
We’ll automatically categorise your regular bill payments over time so you know when they're coming up.
Did we miss a bill?
Don’t worry, you can manually add any transaction as a bill so there'll be no more surprises.
You set the goal. We’ll help you get there.
The banking app that also doubles as a budgeting app? Whether you’re eyeing new wheels, a new house, getting hitched – whatever it is, we can help you dream big and save hard. We’ll help keep you on track to achieve those saving goals.
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Real insights in real time
Smash your savings goals with clever insights and real-time alerts. We’ll even tell you when you’re tracking ahead or slipping behind your target.
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Save your way
With both our savings accounts, you’ll be able to open up to 9 accounts so you can save however you want to.
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Be a goal getter
Create a personalised goal and we’ll tell you how much you need to save to reach your target. We’ll even help you set up a recurring payment from your Virgin Money Go Account to help you get there sooner.
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Lock and save
Turn on the Lock Saver Feature on your Boost Saver or Grow Saver to earn additional Notice interest.
Grow Saver {banking-rates||gr4||rate}% p.a.34 or Boost Saver {banking-rates||b6||rate}% p.a.35 additional Notice interest.
Perfect for long-term goals when you don't need immediate access to your money. 32 days' advance notice applies to access funds. The Lock Saver feature is only available for customers over 18 years of age.
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Safe and secure
Feel safe knowing your deposits are guaranteed up to $250,00022 per customer by the Australian Government’s Financial Claims Scheme.
Round up to save up
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Want to start saving but don’t want to think about it? Simply choose to Round up6 your Virgin Money Go Account purchases to the nearest dollar, and we’ll send the change straight into your linked Virgin Money savings account.
How it works: Round up means your $4.50 morning coffee will be charged as $5.00 in your Go Account, and that extra 50c will go straight into your preferred Virgin Money savings account.
Just like that, you’re saving like a pro.
Want to chat?
Call us
If you need help with your Go, Boost Saver or Grow Saver accounts, give our team a call.
In-app chat
If we are not available right away or it’s after hours, we’ll respond as soon as we’re back on deck.
Profile > Help & Support > Contact Us
Operating hours
Monday to Friday: 8am – 8pm AEDT
Saturday: 9am – 5pm AEDT
(Excluding public holidays)
Learn more
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