OFFER 1: Up to 60,000 Velocity Points20

60,000 Velocity Points offer

Virgin Money High Flyer Card
  • Card details
    Annual Fee $289
    Balance Transfer Rate1 0% p.a. for 12 months (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 44 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 60,000 bonus Velocity Points. Receive 20,000 points for each month you spend $3,000 or more on Eligible Transactions in the first 3 months from card approval20.
    Flight Benefit

    $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.

    2 complimentary Single Entry Lounge passes each year33.

    Visa Priviledges15 Visa Signature
    Minimum Credit Limit $15,000
    Minimum Income $75,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 2: Up to 40,000 Velocity Points16

40,000 Velocity Points offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0 for the first year, then $12939.
    Balance Transfer Rate1 0% p.a. for 20 months (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 dayson retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 40,000 Bonus Velocity Points16 (20,000 points when you spend $2,000 or more on Eligible Transactions in the first 2 months from card approval, plus an additional 20,000 points when a total of $10,000 is spent in the first 12 months from card approval).
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 1: 0% p.a. for 28 months

Balance Transfer offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $64 for the first year, then $12938.
    Balance Transfer Rate 0% p.a. for up to 28 months18 (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 2: 0% p.a. for 20 months

40,000 Velocity Points offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0 for the first year, then $12939.
    Balance Transfer Rate1 0% p.a. for 20 months (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 dayson retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 40,000 Bonus Velocity Points16 (20,000 points when you spend $2,000 or more on Eligible Transactions in the first 2 months from card approval, plus an additional 20,000 points when a total of $10,000 is spent in the first 12 months from card approval).
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 3: 0% p.a. for 15 months

Balance Transfer offer

Virgin Money Low Rate Card
  • Card details
    Annual Fee No annual fee for the first year, and then $99 after that. ($99 is waived after your first year if you spend $10,000 or more on Eligible Transactions annually)4.
    Balance Transfer Rate13 0% p.a. for 15 months13 (1% BT fee applies). Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 11.99% p.a.
    Cash Advance Rate 21.69% p.a.
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 4: 0% p.a. for 14 months

Purchase and Balance Transfer offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $129
    Balance Transfer Rate 0% p.a. for 14 months2 (reverts to cash advance rate).
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 0% p.a. for 14 months2 and 20.74% p.a. thereafter.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 1: 0% p.a. for 14 months

Purchase and Balance Transfer offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $129
    Balance Transfer Rate 0% p.a. for 14 months2 (reverts to cash advance rate).
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 0% p.a. for 14 months2 and 20.74% p.a. thereafter.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 2: 0% p.a. for 12 months

Balance Transfer & Purchase offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate 0% p.a. for 12 months2 (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 0% p.a. for 12 months2 and 18.99% p.a. thereafter.
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 3: Low ongoing variable purchase rate

Balance Transfer offer

Virgin Money Low Rate Card
  • Card details
    Annual Fee No annual fee for the first year, and then $99 after that. ($99 is waived after your first year if you spend $10,000 or more on Eligible Transactions annually)4.
    Balance Transfer Rate13 0% p.a. for 15 months13 (1% BT fee applies). Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 11.99% p.a.
    Cash Advance Rate 21.69% p.a.
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 1: 0% p.a. for 12 months

Balance Transfer & Purchase offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0
    Balance Transfer Rate 0% p.a. for 12 months2 (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 0% p.a. for 12 months2 and 18.99% p.a. thereafter.
    Cash Advance Rate 20.99% p.a.
    Minimum Credit Limit $2,000
    Minimum Income $25,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 2: Up to 40,000 Velocity Points16

40,000 Velocity Points offer

Virgin Money No Annual Fee Card
  • Card details
    Annual Fee $0 for the first year, then $12939.
    Balance Transfer Rate1 0% p.a. for 20 months (reverts to cash advance rate).
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 dayson retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 20.74% p.a.
    Cash Advance Rate 20.99% p.a.
    Points Earn10 Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, 0.5 Points per $1 spent thereafter.
    Bonus Points Earn up to 40,000 Bonus Velocity Points16 (20,000 points when you spend $2,000 or more on Eligible Transactions in the first 2 months from card approval, plus an additional 20,000 points when a total of $10,000 is spent in the first 12 months from card approval).
    Flight Benefit $129 Virgin Australia Gift Voucher, each year17, when you make a retail purchase in the 2 months prior to requesting the voucher.
    Visa Priviledges15 Visa Platinum
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.

OFFER 3: Low ongoing variable purchase rate

Balance Transfer offer

Virgin Money Low Rate Card
  • Card details
    Annual Fee No annual fee for the first year, and then $99 after that. ($99 is waived after your first year if you spend $10,000 or more on Eligible Transactions annually)4.
    Balance Transfer Rate13 0% p.a. for 15 months13 (1% BT fee applies). Reverts to cash advance rate.
    No interest free days apply to purchases while you have a balance transfer.
    Interest Free Days8 Up to 55 days8 on retail purchases
    No interest free days apply to purchases while you have a balance transfer.
    Purchase Rate 11.99% p.a.
    Cash Advance Rate 21.69% p.a.
    Minimum Credit Limit $6,000
    Minimum Income $35,000

    * You must pay your balance in full each month (including balances transferred) to receive interest free days.