Compare Virgin Money credit cards
Looking for the right card? Compare Virgin Money credit cards side by side - from a low rate and no annual fee to rewards, Velocity Points and balance transfer options. See what suits your lifestyle.{sub-heading}
Find the right credit card for your wallet
Whether you’re after rewards, a lower rate, or no annual fee, we’ve got options worth comparing. Browse the full range of Virgin Money credit cards and pick the one that works for you.
Introductory offers
We can’t process balance transfers from certain issuers – see our indicative list.18 Learn More about balance transfers here.
Offer{mark}
Earn up to 100,000 bonus Velocity Points and 100 Status Credits20
[br]
- 40,000 bonus Velocity Points will be awarded for each month $3,500 or more is spent on eligible purchases for the first 2 months from approval.
- 100 Status credits will be awarded to your Velocity account within 30 days from 80,000 bonus points being received.
- Plus receive 20,000 Velocity Points when you keep your card open for over 12 months.
- 0% p.a. for 24 months Balance Transfer with a 3% fee.1 Reverts to cash advance rate.
Offer{mark}
Earn up to 70,000 bonus Velocity Points and 50 Status Credits16
[br]
- 25,000 bonus Velocity Points will be awarded for each month $1,500 or more is spent on eligible purchases for the first 2 months from approval.
- 50 Status credits will be awarded to your Velocity account within 30 days from 50,000 bonus points being received.
- Plus receive 20,000 Velocity Points when you keep your card open for over 12 months.
- 0% p.a. for 12 months Balance Transfer with a 3% fee.1 Reverts to cash advance rate.
[br]
Offer 2{mark}
0% p.a. for 24 months on balance transfers.
[br]
3% balance transfer fee applies.1 Reverts to cash advance rate.
Offer{mark}
Earn 60,000 Bonus Virgin Money Rewards Points13
[br]
- Earn 60,000 Bonus Virgin Money Points13 (when you spend $3,000 or more in the first 90 days from approval).
- 0% p.a. for 12 months on balance transfers. 3% balance transfer fee applies.1
[br]
Offer 2{mark}
0% p.a. for 24 months on balance transfers.
[br]
3% balance transfer fee applies.1 Reverts to cash advance rate.
Offer {mark}
0% p.a. for 24 months on balance transfers.
[br]
3% balance transfer fee applies.1 Reverts to cash advance rate.
Offer {mark}
0% p.a. for 6 months on balance transfers.1
[br]
Reverts to cash advance rate.
Annual fee
Information, including interest rates, fees and charges and rewards rates are subject to change.
$99
Annual fees are subject to change.
Fly Sydney to Paris for 80,000 Velocity Points plus $478.67 on a one way Economy Reward Seat with Qatar Airways.28
The advertised price includes base fare in Velocity Points and the cash value in taxes, fees and carrier charges. Values & rates are subject to change and may vary overtime.
Fly Melbourne to Queenstown for 30,700 Velocity Points plus $162.26 on a one way Economy Reward Seat with Virgin Australia.28
The advertised price includes base fare in Velocity Points and the cash value in taxes, fees and carrier charges. Values & rates are subject to change and may vary overtime.
Frequently asked questions
Everything you need to know about your credit card{sub-heading}
Manage your credit card application
Making payments on your credit card
Discover various payment methods, including BPAY and direct debit, and bank@post. Ensure timely payments to maintain your account in good standing.
Set up and activate your credit card
Learn how to activate your new Virgin Money credit card and set up your PIN through online banking or by calling our Customer Care Team at 13 37 39, operating hours are 24/7.
Using your credit card
Get the most out of your Virgin Money credit card with guidance on account setup, online account management, making payments, and tips for traveling overseas.