Provided by Virgin Money Financial Services Pty Ltd based information produced by SuperRatings Pty Limited ABN 95 100 192 283 AFSL 311880 (SuperRatings). The funds listed comprise a selection of currently available MySuper public offer funds who either have an active market presence or have a significant amount of funds under management. This fee comparison was prepared without taking into account the objectives, financial situation or needs of any particular individual.

Fees used in the analysis are as at 31 December 2018 using most recent data available to SuperRatings at the time of preparation. Fees include percentage-based administration fees, member fees, investment management fees (incl. performance-based fees) and taxes, but exclude any applicable employer rebates.

Fees are an important consideration for making an investment decision, however, you should also consider other factors, such as investment performance or insurance arrangements offered. Therefore, prior to making any investment decision about any product, you should obtain and consider the Product Disclosure Statement and Financial Services Guide relating to the relevant superannuation product from the product issuer’s website.

Source: SuperRatings Pty Ltd ABN 100 192 283 AFSL No. 311880 (SuperRatings). Fees used in the analysis are as at 31 December 2018 using most recent data available to SuperRatings at the time of preparation. Fees includes percentage-based administration fees, member fees, investment management fees (inc. performance-based fees) and taxes, but exclude any applicable employer rebates.

SuperRatings is a superannuation research house with specialist areas of expertise that was originally established in 2002. The information used in compiling this data comes from sources considered reliable and is not guaranteed to be accurate or complete. Past performance is not a reliable indicator of future performance. The data has been prepared for the purposes of providing “General Advice” (as defined in the Corporations Act 2001 (Cth)) only, without taking into account the objectives, financial situation or particular needs (“financial circumstances”) of any particular person. Before making any decision about a financial product in the data, the reader must consider whether it is personally appropriate in light of his or her financial circumstances, or should seek independent financial advice on its appropriateness. The reader should obtain and consider the Product Disclosure Statement from each superannuation or pension financial product before making any decision about whether to acquire a financial product. SuperRatings research process relies upon the participation of the superannuation fund or product issuer(s). Should the superannuation fund or product issuer(s) no longer be an active participant in SuperRatings research process, SuperRatings reserves the right to withdraw the rating and document at any time and discontinue future coverage of the superannuation and pension financial product(s).